What is BLR

1. now housing loan interest are how many%？
    -The housing loan base on BLR of each bank, normally all the bank have same BLR-Base Lending Rate.
    -BLR of bank is base on BNM's OPR, http://www.bnm.gov.my/index.php?ch=111
    -Where to get latest BLR of your housing loan, first goto your bank website, look for "rates", example:http://www.ocbc.com.my/personal- ... .shtm?bcid=M8_C3_S6

   2.how to calculate it? base on compound?
   -Goto this linkhttp://office.microsoft.com/en-u ... es-HA001034640.aspx  , download this excel template.
   -Using the Loan amortization and Loan analysis templates to analyze the effect of loan amount, loan tenure, advance payment & etcs.
   -or use this words search at google Mortgage amortization microsoft excel template

All the example is recent years housing loan information, when you advance to next level, we discuss about others type of housing loan, MRTA, lawyer fee, down payment & etcs.